Economic researcher · Development finance & SMEs · Doha
Research on development finance and SME finance
Evidence-based research and analysis on how finance reaches small and medium-sized firms, the institutional infrastructure of credit, and economic policy in the Gulf and Palestinian contexts.
Where I add the most value
Feasibility & investment appraisal
Estimating demand, costs, cash flows and break-even to reach a supported investment decision.
Finance & credit analysis
Over a decade in SME lending and creditworthiness assessment, from the lender’s side.
Economic & econometric research
A peer-reviewed publication, 14 working papers, econometric analysis in STATA and teaching it at postgraduate level.
Performance indicators & evaluation
Designing KPIs and monitoring systems, with certification from The KPI Institute.
Latest publications
Innovative Financing in a Multipolar World: Toward a New Model for Economic Resilience
In a multipolar world, traditional financing alone is no longer enough to support economic diversification. A look at innovative financing tools — from blended finance to results-based financing — and the changing role of development banks.
Why Isn't Financing Alone Enough to Support SME Growth?
Financing addresses a liquidity shortage, not a weak business model. Why does a well-financed venture fail, and what does it actually need alongside money to turn a loan into sustainable growth?
Digital Security for SMEs: From Operational Cost to Growth Investment
Digital security is no longer a purely technical matter for SMEs — it is now an economic factor shaping business continuity, customer trust, and access to financing.
Qatar's Targets for Venture Capital and Building a Startup Ecosystem by 2030
An analytical look at Qatar's venture capital ecosystem: its 2020–2024 performance, the Third National Development Strategy's 2030 targets, existing structural gaps, and comparative lessons from Saudi Arabia and Singapore.
Resource Misallocation: Does Supporting SMEs Harm Productivity?
Supporting SMEs can harm aggregate productivity if designed as permanent, general support for firms simply because they are small — but it can raise productivity if it addresses a specific market failure. The question isn't whether to support SMEs, but which ones, and under what conditions.
FinTech: A Solution or a Contextual Illusion for SME Financing?
An analysis of FinTech's effect on SME financing in the Arab world, and why its results remain conditional on institutional quality and digital infrastructure rather than the technology alone.
Analytical frameworks and models
Feasibility Study Framework for an Integrated Tourism Project
A comprehensive methodology combining market, technical, financial and economic analysis to reach a clear investment recommendation for a tourism project.
View detailsFinancial Analysis Framework for an Industrial Company
A methodological model for analysing the financial and operating performance of a manufacturer, locating where value leaks and identifying profitability improvements.
View detailsA background documented in the CV
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Curriculum Vitae
Qualifications, professional experience, and research output in detail.
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